Do you struggle to manage your money and finances more effectively? You know you need to make a change, but you’re confused about where to begin. So many people struggle to make ends meet or worry about their finances. In fact, recent polls show 70% of Americans have trouble with their money. That's because most people lack a solid understanding of personal finance.

You need to take control of your money before it controls you. Financial troubles affect not only you but your partner and family, too. It can result in personal disasters, emotional breakdowns, and marriage break-ups.

It’s time to release the stress and fear that come from financial struggles and connect to a clear path toward financial freedom.

The understanding you’ve been longing for is here. It’s time to get your money to work for you and not against you. From debt relief to budgeting and everything in between, learn what matters most with easy-to-incorporate, self-guided lessons and tools that introduce money management principles from years of financial coaching and practical hands-on experience.

You see, years ago, I was living paycheck to paycheck myself. I knew that something had to change, so I spent every last penny I could scrounge up to learn everything I could about how first-generation millionaires created wealth. Through years of studies, I found a pattern for how each of them went from the bottom to the billions

This course is a step-by-step breakdown of that knowledge delivered in bite-sized pieces so you can more easily put the information to use in your own life.

I am passionate about encouraging people to understand how easy it is to take control of your financial freedom and change your life with my Finances in Phases course. You'll learn how to manage your income, make a budget, save for retirement, improve credit scores, and much more.

In this course, you’ll learn the following:






Personal finance classes are most successful when they offer a solution that puts accountability back into the hands of the student. That's why I’ve made this program so easy to incorporate into your daily routine. The quick lessons keep you engaged, while the messages inspire hope and provide actionable steps at the end of each session.


Transforming everyday people into money experts has been my mission since 2015, and since then, I’ve been honored to do just that for hundreds of clients. Completing this self-paced personal finance course will teach you practical, real-world strategies that you can use to get on top of your finances, create wealth, and finally achieve financial freedom.

Don’t just take my word for it, here are what past students have to say: 

Testimonials



"It's encouraging to have access to all this information without needing to spend thousands"

- Gracie K

"Saving money has always been a struggle for me until this course. Using the templates, I was able to start saving more each month"

- Hector O

"The goals are doable and once your path gets clearer it just gets easier"

- Nellie C


"Empowering to find a way to get out of debt without getting into more debt"

- Jerry M


"Transitioning from phase 2 to 3 was so easy, why isn't this taught in schools"

- Rey G







"Starting a family is a scary part of life. I'm so grateful I found this course and with my husband am now on our way to freedom even before we have our daughter. with our old spending habits we were worried about our budget, but now we can keep a lifestyle we choose on the way to freedom"

-Nicole P

"Getting through Phase 1 was a huge milestone for me and now in Phase 2 there is no question of IF I'm going to retire"



-Austin N

Zyaire F


"Learning about my "purple elephants" was a game changer"

Spencer T

Going into Phase 3 I was a little skeptical, but the way its broken down is just genius"

If you’re ready to take control of your financial success and stop living paycheck, Finances in Phases is the key. Click the link below and start making beneficial changes to your bank account. 


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Hi, I’m Jesus Fernandez




Years ago I was living pay check to paycheck and I wanted to make a change. I spent over $10,000 pursuing the knowledge that 80% of first generation millionaires used to get to their status. This course is a collection of all that knowledge broken into 3 phases. Over the years I've helped dozens of families rewrite their story toward freedom. Now, years later I want to expand my reach from just my local area and help as many people as possible.